Financial adviser = wealth coach

Knowledge - wisdom - discipline - action

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A financial advisor with a difference

A word from our director, James Massey

For seven years I was the manager of financial planning at a firm with offices in Newcastle, the Hunter Valley and the NSW Central Coast. The owner of the business was critical of me for one thing: “Jim, you over-service your clients.” Back then I solved that by working after hours, keep both my boss and the clients happy. I just couldn’t give someone a half-baked, hurriedly put together piece of advice when it was all about their financial future, enabling them to achieve their personal and retirement goals.  Now, with my own business I can pour myself into each plan, giving my clients the professional, detailed, financial advice that they need and deserve.  It may mean it takes a bit longer than planned to deliver the advice, but it's worth it when you consider that it's advice that a person is going to depend on for their future for years to come.

Client focused financial planning

The fact is, that we truly care about our clients and their success. Our name, Grace Financial Services, reflects that focus. “Grace” is all about giving. Unfortunately, we don’t have the resources to do it for free, but still the emphasis is on what we provide for others, without thinking too much about what’s in it for us.

An essential financial plan

Financial planning is vitally important. You have heard the expression, “if you fail to plan, you plan to fail.” Investing isn’t simply throwing some money at some sort of seemingly fabulous investment, and then just hoping for something akin to a lotto win. For the greatest chance of success, it requires planning, a degree of discipline and ongoing monitoring and adjustments. That’s where a financial planner comes in. This person acts as a financial coach and advisor, to help you see the way forward and help you keep on track.


Grace Financial Services

Distinctives

  • Professional
  • Focused on your objectives
  • Ethical & genuine
  • Risk managed
  • Attention to detail
  • Personalised
  • Flexible delivery of advice
  • Comparisons and choice provided

Why choose Grace Financial Services?

Strategy Focus

Strategy Focus

Products are important, but quality financial planning and good advice are supreme.  Our focus is on what it takes for you to achieve your objectives.

Trusted

Trusted

We place the interests of our clients first, and, as that is demonstrated, our clients trust our advice.  See our five star facebook reviews.

Family Company

Family Company

We’re a local family company that wants to help yours. Creating honest wealth, prioritising family and faith are central to our values.

Experienced

Experienced

Experience is a great teacher...  Coupled with extensive training, we have the financial planning experience to help you achieve your goals and dreams.

Learning Centre

Get the latest Financial Planning Advice from the experts at Grace Financial Services

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What is a Financial Plan?

Thursday 31 October 19

A financial plan is something that is very practical and helpful.  It helps you to work out what you need...

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Why have insurance?

Thursday 12 September 19

Why bother?  

When it comes to insurance, that is a reasonable question, given that it’s going to cost you...

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Superannuation Savings for First Home Buyers

Wednesday 01 May 19

First home buyers will be allowed to salary sacrifice up to $15,000 per year until they reach a total of...

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Sources of Retirement Income

Friday 01 March 19

Retirement income can come through a number of different sources: Centrelink benefits, defined benefits, investments outside of superannuation or from...

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The Fundamentals of Investment Property

Friday 01 February 19

Property investments can be loved, endured or fled from. Investors have had all kinds of experiences with them. Perhaps you...

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Need a Home or Investment Loan? Visit Grace Loans

We search through loans from over 30 lenders to get the right loan for you.  All the features you need at the lowest price available.  It pays to come to Grace Loans!


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What our Clients Say

Awesome service! It's refreshing to deal with someone who walks In integrity! Adelle - Facebook
Professional. Down to earth. Affordable. Ethical. Hannah - Facebook
Trustworthy and reliable. Marnie - Facebook
Jim didn't just go the extra mile for us as first home buyers but went a few extra miles after that. Couldn’t speak highly enough of the service. Peter - Facebook

Visit Grace Financial Services

Wherever you’re at we can always line up a meeting in person, via video conference or over the phone. So when it comes to your financial future, make sure you’re in the know with Grace.

Grace Financial Services Pty Ltd and James Massey are Authorised Representatives of HNW Planning Pty Ltd, , AFSL 225216. Authorised Representative nos. GFS: 452765, James: 398841. Content of site may not be fully up to date as legislation and financial products are constantly changing. Any advice provided on this website is of a general nature not taking into account your personal objectives and situation. Such matters are important to consider prior to taking any action. Please make an appointment to discuss your specific situation so that appropriate advice may be given with regard to suitable products using current information.