Grace Financial Services in Toronto just south of Newcastle NSW for professional financial planning and advice including insurance and super

Using a loan to purchase an investment is a form of "gearing." Just like low gear helps you to get up a hill or high gear allows you to cruise down the highway, an investment loan can do some great things.

Having said that, care needs to be exercised. We understand both the benefits and potential pitfalls of investment loans. Let us help you work out what is suitable in your situation.

Investment Loans

With access to home and investment loans from major banks, small banks and non-banks, here at Grace Financial Services we can provide loans that are suited to your circumstances. We find out what is important to you, then compare the products available and give you advice on which ones are appropriate for you.

Knowing the tax and other important considerations in how a home or investment loan is structured, we will make sure that you get the right one, and do it in the right way.

Investment Loans Compared

What is important to you in an investment loan?

• The lowest interest rate?

• A flexible structure?

• Access to equity for other investments?

• Or simply the one that's going to create wealth the quickest!

As we examine your specific situation we can provide you with a list of suitable loans from a variety of banks and other lenders. That will be presented to you in a table which compares the interest rates, costs and important features of those loans. If there is a clear 'winner,' we will recommend that loan to you. Otherwise you can simply select the one from the lender you prefer.

There's no cost or obligation for us to do this investment loan comparison.

Investment Property Loans

Consisting of 'bricks and mortar,' property makes an attractive investment. There are a lot of factors to consider, and as we specialise in investment property, we can help you with those matters.

Getting a loan to purchase the property is an option, and it has significant benefits as well as cautions to consider.

If you don't want to borrow, and you don't have enough money for a purchase on your own, we can show you how to invest in 'fractional property.'

However, you may want the benefit of multiplying returns and maximising potential growth while saving tax. With current tax laws that is possible.

As good investment properties produce substantial income, in many cases the property simply pays for itself. The growth and future income potential is then simply a bonus.

It's important to select a property which is not likely to have a significant reduction in value in the future. That's because an investment property loan will multiply negative returns even better than what it does for the positive returns. All the more reason to get qualified advice from Grace Financial Services in both the property selection and the loan itself.

Other loans

In addition to investment loans we can help you with a great variety of other borrowing requirements:

Personal loans

Car loans

Home loans

Commercial borrowing

Here at Grace Financial Services we can give you the advice and service whether you live near our offices or are across the country. Call us on 02 4905 0250 today!

 

Gearing with Grace can save thousands over the life of an investment loan.

The investment loan blog

• What types of investment loans are available?

• How can I use equity in my home for investing?

• What cautions should
be considered?

Home loans and investment loans can help you achieve your financial goals

CLICK HERE TO GO TO THE BLOG AND FIND OUT MORE ABOUT HOME AND INVESTMENT LOANS

Get a suitable home loan or investment loan with Grace Financial Services

Meet with a home and investment loan adviser

• Perhaps the best combination you will find is an adviser who can help you with both wealth creation and borrowing. Find out how they can work together towards a common goal.

• Your adviser can 'meet' with you in our offices, over the phone or via a video link.

Call us today on
02 4905 0250

Or complete the
ENQUIRY FORM

James Massey your home loan adviser is a credit representative who is a member of the Finance Brokers Association of Australia

Phone 02 4905 0250

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DISCLAIMER

 

Information or advice provided on this website is general in nature and does not take into account your investment objectives, financial situation, particular needs or risk profile. All of those matters are very important in making decisions about financial products, even of a general nature. With or without the assistance of a licensed representative, you should consider whether any advice received is appropriate in light of your particular investment needs, objectives and financial circumstances. We recommend, therefore, that you make an appointment with a financial adviser to receive personalised advice prior to making any investment or financial product decision. You should also obtain a relevant Product Disclosure Statement for any financial product being considered and read it.

 

Grace Financial Services Pty Ltd seeks to keep this website updated, however, information can change without notice, so you should discuss any matters that concern you with your financial adviser to get up to date information. Neither Grace Financial Planning Pty Ltd nor HNW Planning Pty Ltd guarantee the accuracy, completeness or reliability of information on this website, including information provided by third parties, at any particular time.

 

Except where any liability under statute cannot be excluded, Grace Financial Services Pty Ltd, HNW Planning Pty Ltd, and/or their employees do not accept any liability for any error or omission on this website or for any resulting loss or damage suffered by the recipient or any other person.

 

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